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Economics

Rep. Tom Craddick Wants to Regulate Payday Loans

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It’s becoming a perennial pastime at the Texas Capitol. Former speaker of the House Rep. Tom Craddick (R-Midland) files a simple one-page bill that would close a loophole that allows payday and auto-title lenders in Texas to avoid the state’s anti-usury laws and charge unlimited rates; everyone listens politely; and then the bill gets leapfrogged by much more convoluted payday reform legislation.

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Texas Comptroller Susan Combs

“We’re the Good Guys”: Conservatives Make the Case for Free-Market Environmentalism

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There’s something peculiar about a discussion framed as “Can the Free Market Protect the Environment?” that includes virtually no discussion of how to protect the environment. Instead, at one of the final panels of the corporate-funded Texas Public Policy Foundation conference—a must-attend event for many in the Capitol crowd—the panelists mostly mulled the meaning of “liberty” and ran through a bill of particulars against the EPA, bureaucrats and “the Left.”

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